| Consecutive paycheck stubs covering the last 30 days (five if paid weekly, three if paid every two weeks, two if paid twice a month, one if paid monthly). |
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| If you receive income by: |
| | SALARY-HOURLY - please provide copies of previous 2 years W2's. |
| | COMMISSIONED -- please provide copies of previous 2 years Tax Returns, including all schedules. |
| | SELF EMPLOYED -- please provide copies of previous 2 years Tax Returns, (corporate, partnership or S-Corporation Federal Income Tax Returns with all schedules and K-1s), and a current year-to-date Profit and Loss Statement prepared by your accountant. |
| | CHILD SUPPORT(as income) --Copy of payment history from OAG Child Support Services for past 2 years or cancelled checks for 12 consecutive months. |
| | SOCIAL SECURITY or DISABILITY INCOME --Past 2 years 1099's, copy of current year Awards Letter, copy of most recent check or copy of last 3 months bank statements with direct deposit. |
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| Complete statements (all pages) for the last three months for all checking, savings, CD, money market, stocks, bonds, IRAs, 401Ks or other bank and investment accounts. |
| If applicable: Names, addresses and telephone numbers of your landlords for each residence you rented over the last two years. |
| If applicable: Complete copy of divorce decree and associated addendums indicating alimony and child support payments. |
| If applicable: Complete bankruptcy papers, including filings and discharges. |
| For recent graduates (in last two years): Copies of transcripts or diploma showing the date of graduation. |
| VA buyers: DD-214 and Certificate of Eligibility |
| If applicable: Copy of Settlement Statement from sale of previous home. |
| Check to Service First Mortgage for $325 for Appraisal - CONVENTIONAL & VA LOANS. |
| Check to Service First Mortgage for $425 for Appraisal - FHA LOAN. |
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| REFINANCE LOANS |
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| Copy of your Title Documents. Usually the Title Company/Closing Agent gave these documents to you in a folder when you originally purchased your home which include the following: |
| | Copy of the Loan Note, Copy of the Settlement Statement, Copy of the Title Policy, Copy of Blueline Survey |
| Copy of your Monthly Payment Coupon with loan account number. |
| Proof of HomeOwners Insurance |
