Special Loan Programs
As one of the leading lenders in Dallas, Service First Mortgage Corporation has a mortgage loan product for every home buyer!
Service First "NO DOWN PAYMENT" Program - NO KIDDING!
100% financing up to $300,000
NO mortgage insurance
Primary residence AND second/vacation homes are eligible
Service First HomePower Platinum - You CAN Have it All!
Interest-only payments = Lower monthly payments
Greater tax benefits
Payment recasts monthly with principal reductions
Liberal qualifying ratio - up to 50%
100% financing available
Service First ReFlex Program - A Conventional Loan with only 3% Down!
100% gift funds allowed
No income limitations
Expanded debt to income ratios
No reserves required
Service First Equity Option Program (80/15/5) - Giving the Borrower...the Best of Both Worlds!
Only 5% down AND NO mortgage insurance
6% seller contributions
Revolving line of credit available
Waive escrows with only 5% down
Service First HomePower Platinum Construction/Permanent Program - One Time Closing on New Construction
Aggressive construction interest rates with permanent rate locks
Receive tax benefit while under construction
Interest-only mortgages up to $2 million
Service First HomePlus Advantage Program - Remodel that Home!
Finance the cost of renovations on a home
Only 10% down required
Convenient one-time close
Interest-only payments during rehab period
Flexible schedule (3-6 month renovation period)
Service First Reach Program - Relocation Made Easier!
Pricing discounts for relocations
10% down with NO mortgage insurance
Full credit for trailing spouse income
Non-permanent resident aliens accepted for maximum financing
Service First Liberty Program - Welcome International Borrowers!
Available for non-U.S. citizens
No time limit on residing or working in the U.S.
Minimal credit requirements
Reduced documentation loans with only 25% down
Service First ZIP Program - No Income, No Assets, No Problem!
Purchases with only 10% down
NO mortgage insurance required
NO qualifying ratios
NO verification of assets
Service First Qualifier Program - For Consumers Who May Not Qualify Under Standard Guidelines
Lenient credit qualifications
Only 5% down
Back ratio up to 45%
Fixed rate with NO prepayment penalty
Service First Discovery Program - Giving Borrowers a Second Chance!
Lenient credit qualifications for Jumbo borrowers
Only 5% down up to $300,000
Stated income with only 15% down
Investment property with only 10% down
Service First Capital Program - Investment Property Portfolios
Only 10% down on investment properties
Stated income with 30% down
Gift funds allowed with 20% down
Qualify using Net Rental Income
Service First Retreat Program - Home Away from Home!
Second homes with only 5% down
10% down up to $400,000
Single family homes AND high rise condos
10% down with NO mortgage insurance (80/10/10)
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